Effective July 21, 2026, the CFPB’s April 22, 2026 final rule amending Regulation B removes Regulation B’s effects-test framework and adopts the Bureau’s position that ECOA does not authorize disparate-impact liability.
Updated June 2026
Effective July 21, 2026, the CFPB’s April 22, 2026 final rule amending Regulation B removes Regulation B’s effects-test framework and adopts the Bureau’s position that ECOA does not authorize disparate-impact liability.
Updated June 2026
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